Takefuji is Japan's largest consumer finance company, ranked 9th in Japan in FY2002 for declared corporate ordinary income and possessing direct cash loans to customers totaling JPY 1,675.6 billion at the end of March 2003. Following its December 1998 listing on the First Section of the Tokyo Stock Exchange, in March 2000, the Company's stock was listed on the London Stock Exchange. We have a nationwide network of 1,892 branch offices, including the Internet Yen Shop and unmanned branch offices equipped with ATMs and automated loan contracting machines (So-called "Yenmusubi machines"). Our 2,815 thousands customers (as of the end of March 2003) can access our services at any one of the 33,662 cash dispensers and ATMs throughout Japan, including those operated by our tieup partners. We solely owe these and other achievements of ours to the warm supports by our customers and stakeholders. We continue striving to upgrade and enhance the convenience of our services and